Accidents involving Uber are common everywhere, including in New Jersey.
If you’ve been injured in an Uber accident in New Jersey, you’re probably wondering: Who’s responsible for covering my losses or damages?
It is important to note that determining liability in an Uber accident isn’t always straightforward. It often involves more than just the driver. That’s where understanding the different parties involved and how the law works can help you protect your rights.
Accidents involving Uber are common everywhere, including in New Jersey.
If you’ve been injured in an Uber accident in New Jersey, you’re probably wondering: Who’s responsible for covering my losses or damages?
It is important to note that determining liability in an Uber accident isn’t always straightforward. It often involves more than just the driver. That’s where understanding the different parties involved and how the law works can help you protect your rights.
The Role of the Uber Driver
In many cases, the Uber driver might be the first party you consider when thinking about who’s responsible for the accident.
But it’s not always clear-cut.
Was the driver logged into the Uber app when the accident occurred? Were they transporting a passenger, or were they waiting for a ride request?
The driver’s status at the time of the accident makes a difference in determining who’s liable.
If the driver wasn’t logged into the Uber app, then they’re treated just like any other driver in New Jersey. That means their personal car insurance would typically apply. The process would be similar to any NJ car accident attorney handling a standard car accident case.
However, if the driver was actively working (whether picking up or dropping off a passenger or waiting for a ride), Uber provides additional insurance coverage that might come into effect.
In these scenarios, the company’s insurance policy could help cover your medical bills, lost wages, and more. This is where an Uber accident lawyer in NJ can make sure you get the compensation you deserve.
Uber’s Insurance Coverage
Uber’s insurance policies differ based on a driver’s status or activity level.
If the driver is logged into the app but hasn’t accepted a ride yet, Uber provides contingent liability coverage that kicks in when the driver’s own insurance isn’t enough.
But if the driver has a passenger in the car, Uber’s insurance coverage goes up significantly. This can include up to $1 million for third-party liability in case the Uber driver was at fault.
But here’s where things can get tricky: determining whether Uber’s insurance or the driver’s personal insurance is responsible for your claim often requires an in-depth investigation.
A ridesharing accident attorney in NJ can help you sort out the different policies involved, ensuring that you’re going after the right party for compensation.
Other Drivers on the Road
It’s also important to consider whether another driver was involved in the accident.
If the Uber driver wasn’t responsible and another vehicle caused the crash, then the at-fault driver’s insurance would likely be responsible for your damages.
But, depending on the details of your case, there could be shared liability between multiple parties. This is where an NJ personal injury lawyer has your back.
Remember, understanding the legal aspect of multi-party accidents can be complicated.
Working with an NJ Uber accident attorney means you won’t have to handle these headaches alone. Your lawyer can communicate with all insurance companies involved, investigate the accident, and gather evidence that supports your claim.
Consult the Best Uber Accident Attorney in NJ
At Sekas Law Group, our team of experienced Uber accident lawyers is ready to fight for you.
Don’t wait for the insurance companies to decide your fate. Consult a trusted personal injury attorney in NJ to discuss your case. We’ll investigate the accident, determine who’s liable, and help recover your deserved compensation.
Contact us today for a free consultation with one of New Jersey’s best car accident attorneys.
Call us at 01) 816-1333 or (212) 695-7577.